Global Risk Clinic
Infographic
The ERM Maturity Path
Where does your organisation sit today?
Enterprise Risk Management evolves through five stages. Many organisations establish the framework but struggle to embed risk into strategic decision making. The greatest value is realised at the highest levels of maturity.
01
Unaware
No framework, roles or ownership. Risk goes unmanaged.
02
Fragmented
Siloed programs, sporadic checks, inconsistent controls.
03
Top Down
The Board sets tone and appetite; few feel responsible.
04
Systematic
Standardised, tech-enabled and wired into decisions.
05
Risk Intelligent
Risk powers strategy — an early-warning advantage.
Modified CMMI maturity model
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Risk management is moving beyond frameworks